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7.955  Articles
1 of 797 pages  |  10  records  |  more records»
Context. The problem of credit assessment of a client is considered. It is a simultaneous processing of lender’s data of differentnature with further definition of the credit rating. The object of this study was the process of lending to individuals by cr... see more

Bank or financial institution is a business entity whose activities are collecting funds from the public in the form of deposits and channeling them to the public in the form of credit and or other forms. In credit financing problems often occur and one o... see more

El Credit Scoring es una metodología utilizada en finanzas, para cuantificar el riesgo de crédito de individuos/empresas, este artículo propone la aplicación de esta técnica como una herramienta para medir el riesgo de crédito agregado de los bancos, y de... see more

Credit scoring system is a classic problem which is still interesting to study. There are many studies on credit scoring. But, most of them only discuss feasibility analysis. In fact, credit scoring system should accommodate all processes from feasibility... see more

Credit is one of the common practices that provide benefits for financial or non-financial institutions. However on the other hand, aid loans also have higher risks if the institutions give the wrong decision in giving a loan. Credit Scoring is one of tec... see more

One of the most important aspects of credit scoring is constructing a model that has low misclassification rates and is also flexible enough to allow for random variation. It is also well known that, when there are a large number of highly correlated vari... see more

Kredit Usaha Rakyat (KUR) is a type of credit was given by Bank for segmen business Micro, Small and Medium Enterprises (UMKMK). Along with the high interest of the community in applying for credit to the Bank, it raises its own problems, namely determini... see more

El incremento de las instituciones de microfinanzas (imf) en México ha agudizado la competencia entre estas instituciones para aumentar su participación de mercado. No obstante las imf deben de valorar de manera adecuada el otorgamiento de créditos a sus ... see more

The system of credit scoring has been built up in recent times on the basis of a compromise struck between individuality and surveillance in ways that boosted consumption through consumer debt. This paper considers the role of credit scoring in the recent... see more

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