SUMMARY
This current research aims to identify the most important factors affecting Iraqi commercial banks using the CAMELS model. The research was based on a sample of (13) Iraqi commercial banks listed in the Iraqi Stock Exchange. The CAMELS, which consists of (30) equation, was used for the research. The economic inflation and other economic factors affecting the distribution of the financial ratios of the equations on five levels within the CAMELS standard were considered. An algorithm was adopted in the MATLAB program, in addition to adopting statistical categories method, taking the large differences between one ratio and another and adjusting the categories according to the standards of (CAMELS). The research found that Iraqi banks suffer from weaknesses in some sensitivity aspects of market risks and unable to handle the heavy shocks in market risks as well as its low management, other details are mentioned in the summary.