ARTICLE
TITLE

Pengaruh Kualitas Penerapan Good Corporate Governance dan Risiko Pembiayaan terhadap Profitabilitas Perbankan Syariah

SUMMARY

The purpose of this research is to analyze the influence of the quality of the implementation of good corporate governance toward profitability of Islamic Banks and analyze the influence of non performing finance toward profitability of Islamic Banks. This research used secondary data from financial statements published by Bank Indonesia and Annual Report GCG in 2010-2013. The Techniques used for sampling is purposive sampling and obtained by 10 Islamic Banks with a total sample of 39 Islamic Banks. Profitability ( Dependent Variable ) in this research is proxied by Return on Assets ( ROA) .While the Independent Variable is The Quality Implementation of Good Corporate Governance obtained from Composite GCG Self Assessment Report Annual Islamic Banking, and Financing Risks are proxied by the Non -Performing Finance ( NPF ). The influence of the three variables and relationships are tested using multiple regression analysis.  T-test SPSS results showed that the quality of the implementation of Good Corporate Governance has negative influence and significant toward profitability of Islamic banking. Non-Performing Finance has negative influence and significant toward profitability of Islamic banking. While the F-test SPSS results showed Implementation of Good Corporate Governance and Quality of Non-Performing Finance has negative influence and significant toward profitability of Islamic banking. Thus, this hypothesis is proven.The purpose of this research is to analyze the influence of the quality of the implementation of good corporate governance toward profitability of Islamic Banks and analyze the influence of non performing finance toward profitability of Islamic Banks. This research used secondary data from financial statements published by Bank Indonesia and Annual Report GCG in 2010-2013. The Techniques used for sampling is purposive sampling and obtained by 10 Islamic Banks with a total sample of 39 Islamic Banks. Profitability ( Dependent Variable ) in this research is proxied by Return on Assets ( ROA) .While the Independent Variable is The Quality Implementation of Good Corporate Governance obtained from Composite GCG Self Assessment Report Annual Islamic Banking, and Financing Risks are proxied by the Non -Performing Finance ( NPF ). The influence of the three variables and relationships are tested using multiple regression analysis.  T-test SPSS results showed that the quality of the implementation of Good Corporate Governance has negative influence and significant toward profitability of Islamic banking. Non-Performing Finance has negative influence and significant toward profitability of Islamic banking. While the F-test SPSS results showed Implementation of Good Corporate Governance and Quality of Non-Performing Finance has negative influence and significant toward profitability of Islamic banking. Thus, this hypothesis is proven.

 Articles related

Ni Wayan Prika Adiantari, Ni Ketut Seminari    

Niat beli ulang merupakan cerminan dari perilaku konsumen untuk membeli merek yang sama dimasa yang akan datang. Banyak faktor yang mempengaruhi niat beli ulang diantaranya citra merek, kualitas produk, dan atmosfer toko. Tujuan penelitian ini ialah untu... see more


Kevin Josua Manabung, Irfan Wildzan Muafa, Apolinaris Sapuk Awotkay    

Permasalahan dalam penelitian ini terkait keterbatasan  penewaran desain dan kualitas produk. Penelitian ini bertujuan untuk mengetahui Pengaruh Desain dan Kualitas Produk Terhadap Kepuasan Konsumen Pada Toko Serba Alumunium Merauke. Populasi yang d... see more


Sarwito Sarwito,Abadi Sanosra,Mohammad Thamrin    

Tujuan dari penelitian ini adalah untuk mengetahui secara langsung maupun tidak langsung pengaruh kualitas layanan dan inovasi layanan terhadap kepuasan pengunjung melalui kepercayaan pengunjung sebagai Variabel intervening pada Pegawai Sekretariat Daera... see more


Hariyanto Ramli Djatola,Nur Hilal    

AbstractThis study aims to find out and analyze both simultaneously and partially the influence of service quality consisting of reliability, responsiveness, empathy, physical evidence, and assurance of customer satisfaction. Research uses survey researc... see more


Yoga Prasetyo Wibowo,Joko Tri Susilo,Abdul Holik,Danang Kusnanto    

Tujuan penelitian ini untuk mengetahui dan menganakisis seberapa pengaruh parsial dan simultan variabel kesadaran merek dan kualitas produk terhadao keputusan pembelian pada restoran cepat saji Hokben Mall Ciplaz Karawang.Penelitian ini menguunakan metod... see more