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Zinaida Seleznyova    

Researchers have been improving credit scoring models for decades, as an increase in the predictive ability of scoring even by a small amount can allow financial institutions to avoid significant losses. Many researchers believe that ensembles of classif... see more


Francesco Dainelli,Francesco Giunta,Fabrizio Cipollini    

The Basel III Accord has reportedly had an impact on SME financing. In this paper, we aim to highlight the determinants of SME credit worthiness. We use credit history in addition to financial ratios and “hybrid” indicators that have been built by mixing... see more


Edilson dos Santos Silva,Joséte Florencio dos Santos,Moisés Araújo Almeida    

http://dx.doi.org/10.7867/1980-4431.2012v17n3p80-93 No mercado brasileiro, a emissão de debêntures começou a apresentar um crescimento significativo em função da estabilidade econômica após o Plano Real. Contudo, em mercados competitivos as empresas pr... see more


Soo-Joon Chae, Kwangwuk Oh    

This study examined whether there were differences in the credit ratings of family firms, one type of business ownership and corporate governance in Korea. Credit rating agencies which evaluate a company's ability to pay back the debt play a key role in ... see more


Myungki Cha, Kookjae Hwang, Youngjun Yeo    

In this study, we investigate the relationship between credit ratings and audit opinions of financially distressed companies impending bankruptcy. Using Korean publicly-held firms for the years 2007 through 2014, we analyze 97 bankrupt companies with cre... see more