Risk Perception, Gender, dan Pengetahuan Investasi pada Niat Berinvestasi
Abstract
This study aims to analyze the effect of risk perception, gender, and investment knowledge on the investment intentions of accounting students. The research was conducted at Universities/Polytechnics/ State and Private Colleges of Bali Province with a total sample of 270 students. Sampling method using purposive sampling method. The analysis technique used is multiple linear regression using a questionnaire instrument. The results showed that risk perception and investment knowledge had a positive effect while gender had a negative effect on the investment intentions of accounting students. The implication of this research supports the Theory of Planned Behavior which states that personal, social and informational aspects shape attitudes, subjective norms, perceptions of control in encouraging accounting students' investment intentions. Practical implications of research for educational institutions to develop education in the field of investment.
Keywords : Risk Perception; Gender; Investment Knowledge; Intention to Invest.
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Bogan, V. L., Just., D. R., & Dev., C. S. (2013). Team gender diversity and investment decision-making behavior. Review of Behavioral Finance, 2(2), 134–152.
Coleman, S. (2003). Women and Risk: An Analysis of Attitudes and Investment Behavior. Academy of Accounting and Financial Studies Journal, 7(2), 99–114.
Dewi, N. N. S. R. T., Adnantara, K. F., & Asana, G. H. S. (2017). Modal Investasi Awal Dan Persepsi Risiko Dalam Keputusan Berinvestasi. Jurnal Ilmiah Akuntansi, 2(2), 173–190.
Dina, N. (2009). Gender Dan Risk Attitude Dalam Pemilihan Portofolio Investasi Pada Asset Beresiko: Studi Eksperimental.
Fishbein, M., & Ajzen, I. (1991). The Influence of Attitudes on Behavior. The Handbook of Attitudes, 173–222. https://doi.org/10.1016/0749-5978(91)90020-T
Halim, A. (2005). Analisis Investasi. Salemba Empat, Jakarta.
Hamonangan, D. (2007). Pengaruh Pengetahuan Investasi Mahasiswa Jurusan Akuntansi Terhadap Minat Untuk Berinvestasi Pada Pasar Modal di Kota Palembang. Jurnal Keuangan Dan Bisnis, 5(2), 136–147.
Hartono, J. (2010). Teori Portofolio dan Analisis Investasi. BPFE-Yogyakarta. E-JURNAL AKUNTANSI VOL 31 NO 11 NOVEMBER 2021 HLMN. 2912-2922
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Kusmawati. (2011). Pengaruh Motivasi Terhadap Minat Berinvestasi di Pasar Modal dengan Pemahaman Investasi dan Usia Sebagai Variabel Moderat. Jurnal Ekonomi Dan Informasi Akuntansi, 1(Mei), 103–117.
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Nurhidayah. (2016). Gender, Pengetahuan Keuangan, dan Niat Bertansaksi Saham. Jurnal Ilmiah Bisnis Dan Ekonomi Asia, 12(2), 07–15. https://doi.org/10.32812/jibeka.v12i2
Pompian, M. M., & Longo, J. M. (2004). A New Paradigm for Practical Application of Behavioral Finance : Creating Investment ProgramsBased on Personality Type and Gender to Produce Better Investment Outcomes. The Journal of Wealth Management, 7(2), 9–15. https://doi.org/10.3905/jwm.2004.434561
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Salisa, N. R. (2020). Faktor yang Mempengaruhi Minat Investasi Di Pasar Modal: Pendekatan Theory Of Planned Behaviour (TPB). Jurnal Akuntansi Indonesia, 9(2), 182–194.
Sriatun, & Indarto. (2017). Perilaku Investasi Sektor Keuangan Di Kalangan Pegawai Negeri Sipil : Pengembangan Theory Planned Of Behavior. Jurnal Riset Ekonomi Dan Bisnis, 10(3), 28–47. https://journals.usm.ac.id/index.php/jreb/article/view/880
Tandio, T., & Widanaputra, A. A. G. P. (2016). Engaruh Pelatihan Pasar Modal, Return, Persepsi Risiko, Gender, Dan Kemajuan Teknologi Pada Minat Investasi Mahasiswa. E-Jurnal Akuntansi Universitas Udayana, 16(3), 2316–
2341. https://ojs.unud.ac.id/index.php/Akuntansi/article/view/21199
Tauni, M. Z., Rao, Z.-R., Fang, H., Mirza, S. S., Memon, Z. A., & Jebran, K. (2017). Do investor’s Big Five personality traits influence the association between information acquisition and stock trading behavior? China Finance Review International, 7(4), 450– 477. https://doi.org/10.1108/CFRI-06-2016-0059
Weber, E. U., Blais, A.-R., & Betz, N. E. (2002). A Domain-Specific Risk-Attitude Scale: Measuring Risk Perceptions And Risk Behaviors. Journal Of Behavioral Decision Making, 15(4). https://doi.org/10.1002/bdm.414
Weston, J. F., & Copeland, T. E. (1995). Manajemen Keuangan. In Edisi ke 9. Jakarta: Binarupa Aksara.
Winkel, W. . (1983). Psikologi Pengajaran. Jakarta: PT. Gramedia Widia Sarana Indonesia.
Wiwin. (2006). Pengaruh Pengetahuan Investasi dan Tipe Investor Terhadap Minat Mahasiswa STIE Musi Palembang Jurusan Akuntansi Untuk Berinvestasi Pada Investasi Keuangan. STIE Musi Palembang.
Yuwono, S. R. (2011). Pengaruh Karakteristik Investor Terhadap Besaran Minat Investasi Saham di Pasar Modal. Program Studi Magister Manajemen Universitas Indonesia.
Published
2021-11-28
How to Cite
DEWI, Luh Gede Krisna; LATRINI, Made Yenni; PENINDRA, I Made Dwi Budiana.
Risk Perception, Gender, dan Pengetahuan Investasi pada Niat Berinvestasi.
E-Jurnal Akuntansi, [S.l.], v. 31, n. 11, p. 2912-2922, nov. 2021.
ISSN 2302-8556.
Available at: <https://ojs.unud.ac.id/index.php/akuntansi/article/view/69229>. Date accessed: 27 apr. 2024.
doi: https://doi.org/10.24843/EJA.2021.v31.i11.p18.
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