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277  Articles
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The purpose of this study is to examine the impact of digitalization on employee performance in banking sector. Methodology: This paper was completed with the assistance of intensive literature on technological advancement (Digitalization) and worker perf... see more

The security and disclosure of information in online transaction data remain a sensitive subject until this day. Whenever data collection from a transaction process is accessible over the internet system, certain parties may misuse any one of these data. ... see more

Understanding financial literacy is the ability to understand knowledge and skills in managing financial resources in order to improve welfare. Financial technology is a combination of financial service systems and technology that provides easy access to ... see more

Companies routinely experience difficulties in collecting debt incurred by their customers. As an alternative to the reactive techniques typically employed to increase a company’s ability to collect debt, preventative techniques could be employed to predi... see more

Abstraks - Penggunaan teknologi smartphone saat ini secara signifikan mempengaruhi profitabilitas bisnis saat ini, terutama bagi perusahaan jasa yang bergerak di bidang teknologi. Dalam layanan dibidang teknologi, tentunya setiap orang menginginkan segala... see more

Abstrak - Payment is a common transaction process carried out by people in Indonesia and even the whole world. The process of payment methods in each country is different and has a different exchange rate. Payment is a monthly obligation made by students ... see more

Companies routinely experience difficulties in collecting debt incurred by their customers. As an alternative to the reactive techniques typically employed to increase a company’s ability to collect debt, preventative techniques could be employed to predi... see more

The constant increase in motorization rate and passenger cars usage lead to rising traffic congestion, which causes traffic delays and unfavorable traffic regime. In the toll collection system, the use of modern devices, specifically smartphones, would al... see more

Despite the steady spread of non-cash payment technologies, especially now in the pandemic, cash remains the most common method of payment in all countries.The availability of cash in banking institutions, cash centers, ATMs, various self-service devices ... see more

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