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8.270  Articles
1 of 827 pages  |  10  records  |  more records»
Commercial banks provide loans to agricultural customers depending on the specificity of their activity. Generally, the process of lending money to farms involves five stages: application, analysis and evaluation, approval, granting, and loan repayment (H... see more

When granting credits, commercial banks can take agricultural land as guarantee.Because the three components of agricultural farm are land, work and capital, we considerthat evaluation of agricultural land is of extreme importance when accepting it as a g... see more

Globalization brings a world in which competition in the banking sector acquires newdimensions and features. The Romanian banking system made progress on the line of macrostabilization,corroborated with the bank efforts for consolidating their position on... see more

National Bank of Romania establishes the monetary policy interest rate. The characteristicsof the Romanian’s financial system have impact on the degree of correlation between interest rates inthe banking system. This research uses the method of analyses... see more

Ensuring food security is a major priority for humanity. To ensure food security important financial resources are needed (Le Vallée, 2008). Defining issues and food security is very complex being emphasized by the five components, namely: availability, a... see more

Bank credits are an important source for financing agriculture. The eligibility conditions set by the commercial banks to farms are affecting their access to bank credits. Lack of flexibility in the eligibility conditions is reflected by the volume, the e... see more

During the past decades the changes in the nature, complexity and dynamics of business in the context of globalization led to the increasing interest of bank clients for modern banking instruments. The globalization phenomenon, manifested mainly in the in... see more

Commercial banks unfold a large variety of banking operations. These are determined by the bank policy, retail or corporate. Agricultural clients are less demanding, traditional clients for the banks. For this reason, Romanian banks developed banking serv... see more

The access of agricultural farms to the bank credit offer is determined by a series of factors having a negative or positive influence, meaning the farms financial performances and the efficient management of risks by commercial banks. The analysis made b... see more

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