ARTICLE
TITLE

PENGARUH CAPITAL ADEQUACY RATIO (CAR), NON PERFORMING LOAN (NPL), BIAYA OPERASIONAL DAN PENDAPATAN OPERASIONAL (BOPO), NET INTEREST MARGIN (NIM), DAN QUICK RATIO (QR) TERHADAP RETURN ON ASSET (ROA) PADA PERUSAHAAN PERBANKAN

SUMMARY

In this study, our goal is to know and analyze whether there will be a partial and simultaneous influence in the banking company from the Capital Adequacy Ratio (CAR), Net Performing Loan (NPL), Operational Costs and Operating Income (BOPO), Net Interest Margin (NIM). and Quick Ratio (QR) to Return On Asset (ROA). In this study, a quantitative approach was used and purposive sampling was used to take the sample. This study has a population of 43 companies, and the sample is 26 companies. CAR, NPL, BOPO, NIM and QR are called independent variables, while ROA is called the dependent variable. In this study using data collection techniques in the form of documentation. And using analysis such as, descriptive statistical test, Classical Assumption Test, Hypothesis Test and the coefficient of determination. In this study, using SPSS (Statistic Package for the Social Sciens) 20 for windows in the form of software to process data. And this study can prove the results of CAR, NPL, BOPO, NIM significantly and partially affect ROA. QR has no significant and partial effect on ROA. And CAR, NPL, BOPO, NIM and QR are significant and simultaneous which have an influence on ROA.

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